Top Credit Cards Offering Limits of $5,000

For individuals who require more financial flexibility during the day, there are fantastic choices available for high-limit credit cards. Be sure to explore them!

If you have substantial daily expenses and need a powerful credit card, explore a complete range of top options starting at $5,000. Check out the highest-rated cards available now.

1. Capital One Venture Rewards

The Capital One Venture Rewards card offers a comprehensive package with limits starting at $5,000, catering to those with significant daily spending needs in the U.S.

The latest offer features unlimited 2x miles per dollar spent on all purchases, no matter the category. Plus, you can earn 5x miles when booking hotels and car rentals via Capital One Travel.

With an annual fee of $95, this card doesn’t charge foreign transaction fees and has a variable APR between 19.99% and 29.99%.

This card offers flexible redemption options where you can use your miles for cash or travel tickets.

Additionally, you’ll receive up to $100 credit to expedite your experience with Global Entry or TSA PreCheck at airports.

This card comes with an array of benefits, including premium accommodations, travel bookings, unique culinary experiences, and exclusive events for Capital One Rewards members in 2024.

Given its premium status, the card has strict income criteria and requires an excellent credit score, making its approval quite selective. Here’s how to apply.

SEE HOW TO APPLY

2. American Express Green Credit Card

American Express is a highly regarded brand both in the U.S. and abroad. The Green Card offers limits around $5,000, although the brand does not specify a minimum.

Once you receive the card, you can earn a bonus of 40,000 membership points by spending at least $3,000 within the first 6 months.

When it comes to rewards, you can earn 3x points in these categories:

Travel-related expenses like hotels, tours, rentals, cruises, taxis, and food services.

For all other categories, you earn 1x points.

This card stands out with features like the Send & Split service for transferring money and the Plan It feature, which allows you to manage purchases of $100 or more for a fixed fee.

As it’s a card with higher requirements, it also has stricter eligibility criteria, and you can find out how to apply.

SEE HOW TO APPLY

3. Amex Blue Cash Preferred Card

The American Express Blue Cash Preferred offers another attractive credit card choice, giving you exceptional benefits from a leading brand in the market.

This card offers varied cashback rates based on the category of your purchases, detailed as follows:

Up to 6% cash back at U.S. supermarkets
Up to 6% cash back on streaming services
Up to 3% cash back on transit including taxis and parking
Up to 3% cash back on gas purchases
1% cash back on all other purchases

This card also provides essential everyday benefits, such as the Disney Bundle credit of up to $84, Send & Split service, and a range of redemption options.

Compared to other Amex cards, this one has better terms, and you can see how to apply.

SEE HOW TO APPLY

4. Chase Sapphire Preferred Credit Card

The Chase Sapphire Preferred is regarded as one of the top credit cards by various market analysts in the U.S.

The credit limit typically begins at $5,000, taking into account each customer’s unique situation. Once you have the card, you can earn 60,000 bonus points by spending at least $4,000 within the first 3 months.

You can earn 3x points on dining and 2x points on travel, along with other earning opportunities, such as 5x points on travel booked through Chase Travel.

You’ll also get 3x points for online grocery shopping and streaming services. Plus, the card has the added benefit of Ultimate Rewards that don’t expire, along with Chase Pay Over Time.

This card has higher standards, requiring an excellent credit score and a solid income. Discover how to apply.

Check out alternative options:

CREDIT CARDS UP TO $1,000

CREDIT CARDS UP TO $2,000