Top Credit Cards Offering Rewards of $1,000

Cards within the $1,000 category frequently come with enticing perks like cash rewards, flexible payments, and opportunities to build credit.

These cards typically have fewer requirements, especially regarding income, offering better terms without sacrificing quality.

Explore a comprehensive list of top cards boasting a $1,000 limit.

1. Wells Fargo Reflect Credit Card

The Wells Fargo Reflect Visa Credit Card offers two key advantages: a 0% introductory APR for 21 months and 120 days for balance transfers, along with a $0 annual fee, making it a solid choice.

With a credit limit right at $1,000, it’s perfect for anyone looking to streamline their finances without incurring high fees for card maintenance.

The Reflect card provides more accessible application conditions, but you’ll need to verify your monthly income and maintain a solid credit score, ideally between good and excellent.

Additional perks include up to $600 in cell phone protection, zero liability for unauthorized purchases, and access to My Wells Fargo Deals at select retailers!

Credit Close-Up offers valuable insights to help you track and enhance your FICO score, while Roadside Dispatch provides excellent emergency assistance.

With the Visa network, you gain security and trust for your purchases, and you can discover more about the Wells Fargo card.

SEE HOW TO APPLY

2. CapitalOne Quicksilver Rewards

The Capital One Quicksilver card provides 1.5% cashback on every purchase, with rewards that can be redeemed for cash, shopping, or gift cards.

Capital One starts your credit limit at $500, with options for increasing it, plus features like email alerts, balance transfers, and 24/7 customer service.

This card has no foreign transaction fees, offers special rates for travel, provides emergency card replacement, and gives you 50% off handcrafted drinks at any Capital One Café nationwide.

The card comes with an annual fee of only $39, which is quite affordable considering the perks it offers, including up to 6 months of complimentary Uber One membership, credit access, and fraud protection.

To qualify for this card, applicants must be at least 18 years old, possess a verifiable income source, and have proper identification.

3. Wells Fargo Active Cash Visa

The Wells Fargo Active Cash Visa offers a credit limit beginning at $1,000, supported by one of America’s largest financial institutions.

You can earn a cash rewards bonus of up to $200 by spending $500 within the first 3 months, making it one of the most attractive offers available.

With no annual fee, this card provides unlimited 2% cashback on all purchases, without any category limits, plus a 0% APR for the first 15 months.

Furthermore, it includes up to $600 in cell phone protection, zero liability coverage, and emergency travel assistance services.

To qualify, applicants must have a stable income and a credit score classified as good to excellent, and you can discover how to apply.

SEE HOW TO APPLY

4. Prime Visa

The Prime Visa is an excellent credit card choice for shopping directly with one of the top retailers in both American and global markets.

Managed by Chase Credit Cards, this card provides a $100 gift card for Amazon.com, and offers 5% back on purchases made on the site and through Chase Travel.

You’ll earn 2% cashback on your purchases made at gas stations, eateries, and local transport.

This card features no annual fee and allows you to redeem cashback points on Amazon.com, along with no foreign transaction fees. It also provides extended warranty coverage, purchase protection, and baggage delay insurance.

This card is ideal for everyday benefits, particularly for online shopping enthusiasts.

The Prime Visa starts with a $500 credit limit, with a good chance to increase to $1,000. Discover how to apply.

SEE HOW TO APPLY

Check out other options:

CREDIT CARDS UP TO $2,000

CREDIT CARDS UP TO $5,000