Wells Fargo Reflect Card: Enjoy No Annual Fee and 0% APR for 21 Months Introductory Period

The Wells Fargo Reflect is a Visa credit card designed to offer excellent value for daily transactions, featuring an introductory APR of 0% for the first 21 months and no annual fee.

This card has received numerous accolades as one of the best zero-fee options, providing appealing terms for users. Here’s how to apply.

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Wells Fargo has been a key player in financial services for over 170 years, adapting through various changes to better serve Americans.

When it comes to credit cards, Wells Fargo offers solid choices for a variety of needs.

The standout feature of the Wells Fargo Reflect is the introductory 0% APR for 21 months from the account opening. If you’re transferring a balance, this rate lasts for 120 days from the opening date.

Additionally, the card provides everyday perks, including cell phone protection up to $600 against theft, damage, or loss, with a typical deductible of $25.

With Roadside Dispatch, you have 24/7 emergency roadside assistance. This service package includes locksmith help, towing, and various support options when you’re away from home.

The credit card has an initial limit in the range of $1,000, offering a value suitable for more common day-to-day use.

This Wells Fargo card does not come with a welcome bonus, which is reserved for other lines of the bank.

The Reflect has no monthly maintenance fee, with other costs of 5% for each balance transfer after the introductory period and interest rates of 18.24%, 24.74%, or 29.99%.

To qualify for the card, you need to have a credit score ranging from good to excellent, which is essential for this type of credit line.

Yes, you can apply directly through Wells Fargo’s online channels with security and reliability.

The My Wells Fargo Deals program provides tailored shopping options, offering cashback rewards for purchases on various products and services including dining and experiences.

All these rewards apply when you use your eligible Wells Fargo Reflect card.

The Visa logo ensures global acceptance, backed by the reliability and support of a trusted international company.

The Reflect also features Credit Close-UP, allowing you to monitor your FICO score and offering tips for improvement, free for all Wells Fargo customers.

As a result, this card proves to be quite effective for managing your daily finances in a more connected and healthier manner.