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Discover the BoA Unlimited Cash Rewards Card: Enjoy a US$ 200 Bonus and 1.5% Cashback on Every Purchase

Bank of America, often known as BoA, provides Unlimited Cash Rewards with 1.5% unlimited cashback on every purchase, no matter the category!

This card is quite versatile, representing one of the top brands in the U.S. market, and applying for it is a breeze.

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Bank of America is a renowned financial institution in the U.S., providing a range of accounts, financial services, and its own credit card offerings.

The Bank of America card grants a $200 bonus for new cardholders, provided they spend at least $1,000 in the first 90 days.

You can earn unlimited 1.5% cash back on all purchases, and the rewards never expire.

For members of the Preferred Rewards program, cashback can rise from 1.87% to 2.62% on each purchase.

You can redeem rewards in various ways, including as statement credits, deposits to a Bank of America account, or payments on Amazon.com or PayPal.

The card also comes with excellent everyday perks, including chip technology for contactless payments and a $0 liability guarantee for unauthorized transactions.

Generally, the BoA card starts with a minimum credit limit of around $1,000, but it can reach up to $20,000 based on your financial situation as assessed by the bank.

Yes, a $200 online cash rewards bonus is available if you spend at least $1,000 within the first 3 months of opening your BoA account.

This card has no annual fee and offers a 0% introductory APR for the first 15 months on purchases and balance transfers. After that, the regular APR ranges from 18.24% to 28.24%, with a 3% balance transfer fee for the first 60 days and 4% afterward.

To qualify for BoA credit cards like this one, it’s advised to have a FICO credit score of at least 670, which is considered good to excellent.

You can easily apply for the Bank of America credit card through the company’s online platforms.

Other notable benefits include:

  • Balance Connect for overdraft protection
  • Mobile Banking App for 24/7 management
  • Account alerts for all card activities
  • Free access to FICO score monitoring

In conclusion, the card provides excellent management options with no annual fee and an introductory APR of 0% for the first 15 months.

Not only can you use the physical card, but there are also digital wallet options for a more modern management experience.

Interested in another choice?

If you seek a card with even better perks, the SavorOne card from Capital One might be worth your attention.

This card provides a standard reward of 1% and up to 3% in certain categories, and you can discover how to apply.

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